Your roofing insurance quote is just a click away! We have a direct contract with an insurance company that provides very affordable roofing insurance quotes, plus fast turn around time. Insuring both commercial and residential roofers though out Minnesota. Clients from Minneapolis and Saint Paul, to Rochester and Duluth love our insurance services. Roof installation is not an easy profession, but allow us to save you some money on your Minnesota roofing general liability insurance today.
Complete our Minnesota Roofing Insurance Quote Form
Introduction- What is Roofing Insurance & Why Do We Need it?
When an individual is running a roofing business in Minnesota, one of the top factors that may affect business success is insurance coverage. Roofing is considered an extremely hazardous job that may lead the roofer to various injuries or liabilities or the property’s damages. Roofing plays a vital role in any building that ranges from residential to commercial set-up as it protects the building or the structure from uncertain weather and provides insulation. Nevertheless, roofing work is a risky operation and there is a possibility to suffer from different accidents. Therefore, roofing insurance is the utmost need to safeguard the business from potential liabilities that can result from damages or injuries.
Roofing insurance helps roofing contractors offset damages and liability claims that often come with a roofing project. This policy guarantees the coverage of the damage to property, bodily injuries and other liabilities that may arise from roofing work. Apart from that, it includes the payment of legal fees, medical bills and compensation for injured workers.
Importance of Roofing Insurance in Minnesota
Right insurance coverage can help minimize the risks in the roofing business. Fortunately, we are here to guide you through the insurance and help you cover most of the risks. There are various types of residential or commercial roofing insurance in Minnesota, they are explained as follows.
- General Liability
It covers the payment of any damage and associated cost, if you have injured an individual, damaged the property of a client or libeled competitors through advertising.
- Commercial Auto
Liability cover takes away the financial burden if the company work vehicle causes an injury or damages properties. It also covers if your business vehicle gets damaged.
- Workers’ Compensation
Pays not only for healthcare but also for numerous other expenses that are caused by the worker’s on-the-job injury.
- Tools/Equipment
It has to be noted that when the tools or equipment are damaged or lost, it also pays for the repair or replacement of the same.
- Professional Liability
Protects you in case you make mistakes or leave work incomplete.
Although there could be some variations, roofers often purchase both general liability and workers’ compensation insurance. However, since you can take additional insurance types, they get covered for a lesser price and therefore, improving your coverage might be an inexpensive way out.
Nonetheless, if you’re in doubt about what insurance you should get, consult us and we will provide you with the right information.
Roofing Insurance Cost in Minnesota
Roofing contractors in Minnesota need to have Roofing Insurance. Although the cost can vary, they generally begin at $175 per month. We understand the risks associated with the business and hence put our hands forward to help you make the best decision by picking the best insurance plan as per your needs. It doesn’t matter whether you are new in business or an experienced expert, our roofing insurance agent makes sure you get the right insurance.
Our top priority is to protect your roofing business. All you need to do is fill up a short form or call us at 952-222-8073, after which you can be rest assured. We collect quotes from top insurance companies, shortlist them into the three best quotes and find the most suitable ones for you. As you can see, no burden to contact multiple insurance companies. We are glad, we can make your work easy.
Top Cities– Roofing Insurance in Minnesota
These are the top 15 cities of Minnesota among others where we provide roofing insurance, making the people’s work a lot easier.
- Minneapolis
- Saint Paul
- Rochester
- Bloomington
- Duluth
- Brooklyn Park
- Plymouth
- Woodbury
- Lakeville
- Blaine
- Maple Grove
- Clous
- Eagan
- Burnsville
- Coon Rapids
How Do I Get a Roofing Insurance Quote?
We are the professionals who cater and deliver the best roofing insurance for Minnesotans. Our agents are well-trained and always enthusiastic to listen carefully, examine the peculiarities and meet the needs of our customers. By laying a brickwork that enables our agents to pick from a myriad of insurance plans specially made for their needs– our clients are our top priority.
Our method is systematically arranged to remove the difficulties that usually come when one needs roofing insurance. All that client has to do is choose one of the options: filling in the short form or calling us at 952-222-8073. By doing that you are turning to our knowledgeable and experienced agents that will take care of everything else. Through the utilization of several insurers, we, carefully choose an option that accurately corresponds to the client’s needs and their budget by a detailed study of the quotes and the coverage options. Hence, be rest assured, sit back, relax and focus on your business!
FAQ
1. Do roofers require insurance in Minnesota?
There are several insurance policies but as a roofer in Minnesota, general liability insurance is a must and generally, the first insurance one buys which is followed by commercial auto insurance and workers’ compensation.
2. Which roofing insurance is less expensive?
Commercial roofing is generally less expensive, and more insurance companies are willing to do it.
3. How much does it cost to get roofing insurance in Minnesota?
For roofing contractors in Minnesota, the cost can vary, they generally begin at $175 per month.
